Not every homeowner should sell.Not every homeowner should become a landlord.The best decision depends on your personal circumstances, your finances and your long-term goals.The A+ Property Decision Score™ is designed to help homeowners think through the important questions before making one of the biggest financial decisions of their lives.This is not financial advice and should not replace personalised professional advice. It is simply a decision-support tool to help identify which option may deserve further consideration.

Step 1 – Your Current Situation

Answer each question honestly.

1. Why are you considering moving?

☐ Job relocation☐ Financial pressure☐ Need a larger home☐ Downsizing☐ Investment reasons☐ Other

2. Is your move likely to be temporary?

☐ Yes (+10)☐ No (0)☐ Unsure (+5)

3. Have you owned the property for less than five years?

☐ Yes (+10)☐ No (0)

4. Have you recently spent significant money improving the property?

☐ Yes (+10)☐ No (0)

5. Could the expected rental income cover most of your monthly ownership costs?

☐ Yes (+20)☐ Mostly (+10)☐ No (0)

6. Would you like to own investment property in the future?

☐ Yes (+15)☐ Maybe (+5)☐ No (0)

7. Do you have enough savings to manage occasional maintenance or unexpected expenses if you keep the property?

☐ Yes (+10)☐ No (0)

8. Are you comfortable letting professionals manage the property on your behalf?

☐ Yes (+10)☐ Maybe (+5)☐ No (0)

9. Would selling solve a permanent financial problem or mainly provide short-term relief?

☐ Mostly short-term (+15)☐ Permanent solution (0)☐ Unsure (+5)

10. If you sold today, would you be able to buy a similar property again in the next few years?

☐ Probably not (+15)☐ Yes (0)☐ Unsure (+10)

Step 2 – Calculate Your Score

Add your points.

0–25 Points

Selling May Be Worth Exploring

Based on your answers, selling could align with your current goals.A professional property valuation can help you understand what your home is worth and what your next steps could look like.

26–50 Points

You Should Explore Both Options Carefully

Your answers suggest there may be advantages to either selling or renting.Before making a decision, it would be worthwhile to discuss both options with a property professional.

51–75 Points

Renting Out Your Property May Deserve Serious Consideration

Your circumstances suggest that keeping the property and generating rental income may be worth exploring before deciding to sell.A rental assessment and cash-flow review can help you understand whether this approach is practical.

76–100 Points

Don't Rush Into Selling

Your answers indicate there are several reasons why keeping the property could be worth investigating.Before making a final decision, obtain professional advice on your property's market value, rental potential and long-term options.

The Most Important Question

Forget the score for a moment.Ask yourself this:"Am I selling because it's the best long-term decision, or because it's the quickest solution to today's problem?"The answer to that question could save—or cost—you hundreds of thousands of rand over time.

Let A+ Properties Help You Make the Right Decision

The A+ Property Decision Score™ is designed to start the conversation—not finish it.Every homeowner's circumstances are different.At A+ Properties, we'll help you understand:

• Your property's current market value.
• Its realistic rental potential.
• The likely monthly cash flow.
• The advantages and disadvantages of selling versus renting.
• Which option best aligns with your goals.

Sometimes we'll recommend selling.Sometimes we'll recommend renting.Sometimes we'll recommend waiting.Our goal is to help you make a confident, informed decision based on your circumstances.

Book Your Complimentary Property Decision Consultation

If you're unsure whether to sell or rent your property, we'd love to help.